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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,995 | $97,881-75.5% | $80,004-70.0% | $125,389-80.9% |
| Participation rate | 81.8% | 77.9%+4.0pp | 73.0%+8.8pp | 83.2%-1.4pp |
| Annual return | -1.53% | 9.36%-10.9pp | 7.63%-9.2pp | 282.24%-283.8pp |
| Employer contribution / active EE | $0 | $3,128-100.0% | $2,473-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $776 | $3,744-79.3% | $3,204-75.8% | $5,352-85.5% |
| Admin fee / account holder | $3,614 | $6,278-42.4% | $5,033-28.2% | $9,541-62.1% |