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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,353 | $39,798+39.1% | $67,704-18.2% | $59,633-7.2% |
| Participation rate | 100.0% | 57.4%+42.6pp | 67.5%+32.5pp | 68.7%+31.3pp |
| Annual return | -2.34% | 89.94%-92.3pp | 25.41%-27.7pp | 2041.40%-2043.7pp |
| Employer contribution / active EE | $2,473 | $1,393+77.5% | $2,559-3.4% | $2,203+12.3% |
| Participant deferral / active EE | $2,102 | $2,335-10.0% | $3,585-41.4% | $3,192-34.1% |
| Admin fee / account holder | $6,128 | $3,212+90.8% | $4,255+44.0% | $4,297+42.6% |