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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,784 | $54,541+101.3% | $78,778+39.4% | $70,126+56.6% |
| Participation rate | 67.6% | 60.8%+6.8pp | 69.2%-1.6pp | 69.5%-2.0pp |
| Annual return | 23.47% | 21.07%+2.4pp | 35.62%-12.1pp | 73.15%-49.7pp |
| Employer contribution / active EE | $1,068 | $1,089-1.9% | $1,986-46.2% | $2,343-54.4% |
| Participant deferral / active EE | $1,795 | $2,210-18.8% | $2,958-39.3% | $3,332-46.1% |
| Admin fee / account holder | $266 | $3,709-92.8% | $5,134-94.8% | $4,645-94.3% |