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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,739 | $82,678+124.7% | $125,391+48.1% | $68,490+171.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -21.87% | -5.97%-15.9pp | 572.41%-594.3pp | -7.85%-14.0pp |
| Employer contribution / active EE | $4,759 | $3,382+40.7% | $4,816-1.2% | $2,597+83.3% |
| Participant deferral / active EE | $12,399 | $6,111+102.9% | $7,448+66.5% | $4,028+207.8% |
| Admin fee / account holder | $13,386 | $6,277+113.2% | $10,009+33.7% | $5,403+147.8% |