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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,569 | $105,200+153.4% | $159,474+67.2% | $85,847+210.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 21.38% | 45.08%-23.7pp | 263.68%-242.3pp | 318.61%-297.2pp |
| Employer contribution / active EE | $4,810 | $3,319+44.9% | $4,831-0.4% | $2,565+87.5% |
| Participant deferral / active EE | $11,683 | $5,946+96.5% | $7,353+58.9% | $3,952+195.6% |
| Admin fee / account holder | $29,481 | $6,934+325.1% | $10,802+172.9% | $6,261+370.9% |