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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,203 | $115,814+151.4% | $101,275+187.5% | $158,982+83.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.08% | 56.16%-50.1pp | 46.48%-40.4pp | 302.99%-296.9pp |
| Employer contribution / active EE | $23,798 | $4,176+469.9% | $3,660+550.2% | $4,763+399.7% |
| Participant deferral / active EE | $6,745 | $4,958+36.0% | $4,371+54.3% | $5,983+12.7% |
| Admin fee / account holder | $35,562 | $7,249+390.6% | $5,948+497.9% | $11,252+216.1% |