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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,440 | $107,368+163.1% | $92,915+204.0% | $152,909+84.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 8.52% | 145.64%-137.1pp | 109.45%-100.9pp | 345.46%-336.9pp |
| Employer contribution / active EE | $23,218 | $4,222+449.9% | $3,653+535.5% | $4,764+387.4% |
| Participant deferral / active EE | $5,537 | $4,848+14.2% | $4,238+30.6% | $5,851-5.4% |
| Admin fee / account holder | $93,630 | $7,082+1222.0% | $5,796+1515.5% | $11,601+707.1% |