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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,789 | $58,275-36.9% | $81,844-55.0% | $80,935-54.5% |
| Participation rate | 21.8% | 63.5%-41.7pp | 72.4%-50.6pp | 67.7%-45.9pp |
| Annual return | 22.73% | 41.82%-19.1pp | 778.87%-756.1pp | 35.66%-12.9pp |
| Employer contribution / active EE | $876 | $2,346-62.7% | $2,916-70.0% | $2,757-68.2% |
| Participant deferral / active EE | $1,232 | $3,285-62.5% | $4,323-71.5% | $4,299-71.3% |
| Admin fee / account holder | $9,381 | $4,749+97.6% | $7,355+27.5% | $6,924+35.5% |