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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,670 | $99,011-94.3% | $86,582-93.5% | $147,586-96.2% |
| Participation rate | 93.3% | 76.3%+17.0pp | 73.5%+19.8pp | 82.8%+10.5pp |
| Annual return | 29.15% | 1312.75%-1283.6pp | 965.08%-935.9pp | 578.59%-549.4pp |
| Employer contribution / active EE | $1,249 | $3,132-60.1% | $2,839-56.0% | $4,876-74.4% |
| Participant deferral / active EE | $1,387 | $3,972-65.1% | $3,609-61.6% | $5,439-74.5% |
| Admin fee / account holder | $532 | $5,709-90.7% | $4,904-89.2% | $10,886-95.1% |