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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,254 | $59,819+19.1% | $79,583-10.5% | $68,490+4.0% |
| Participation rate | 74.5% | 61.1%+13.5pp | 69.5%+5.1pp | 67.9%+6.6pp |
| Annual return | -20.63% | -12.30%-8.3pp | 0.16%-20.8pp | -7.85%-12.8pp |
| Employer contribution / active EE | $647 | $1,505-57.0% | $2,414-73.2% | $2,597-75.1% |
| Participant deferral / active EE | $5,975 | $3,025+97.5% | $3,986+49.9% | $4,028+48.3% |
| Admin fee / account holder | $612 | $4,835-87.3% | $6,835-91.0% | $5,403-88.7% |