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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,028 | $71,057-25.4% | $93,654-43.4% | $80,874-34.4% |
| Participation rate | 87.8% | 60.4%+27.4pp | 68.7%+19.1pp | 67.6%+20.2pp |
| Annual return | 10.06% | 11.26%-1.2pp | 133.34%-123.3pp | 35.62%-25.6pp |
| Employer contribution / active EE | $443 | $1,564-71.7% | $2,421-81.7% | $2,756-83.9% |
| Participant deferral / active EE | $3,624 | $4,034-10.2% | $4,413-17.9% | $4,297-15.7% |
| Admin fee / account holder | $823 | $6,944-88.2% | $8,282-90.1% | $6,935-88.1% |