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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,028 | $71,230-25.6% | $93,727-43.4% | $80,959-34.5% |
| Participation rate | 87.8% | 60.4%+27.4pp | 68.7%+19.1pp | 67.7%+20.2pp |
| Annual return | 10.06% | 11.26%-1.2pp | 133.83%-123.8pp | 35.67%-25.6pp |
| Employer contribution / active EE | $443 | $1,565-71.7% | $2,421-81.7% | $2,757-83.9% |
| Participant deferral / active EE | $3,624 | $4,037-10.2% | $4,417-18.0% | $4,300-15.7% |
| Admin fee / account holder | $823 | $6,961-88.2% | $8,292-90.1% | $6,925-88.1% |