Filed October 31, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING, LLC Service code 26 · EIN 84-4519624 | Advisory (Participants) | $42,663 |
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $41,049 |
Filed as: INTEGRITY FINANCIAL CORPORATION Service code 27 · EIN 32-0123516 | Advisory (Plan) | $8,964 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,827,604 | $119,446+3941.7% | $150,045+3117.4% | $85,563+5542.2% |
| Participation rate | 0.0% | 75.4%-75.4pp | 82.3%-82.3pp | 66.0%-66.0pp |
| Annual return | 15.28% | 23.72%-8.4pp | 62.55%-47.3pp | 31.51%-16.2pp |
| Employer contribution / active EE | $3,455 | $4,078-15.3% | $4,693-26.4% | $2,654+30.2% |
| Participant deferral / active EE | $6,033 | $7,985-24.4% | $7,997-24.6% | $4,375+37.9% |
| Admin fee / account holder | $18,535 | $548+3285.1% | $13,435+38.0% | $834+2121.9% |