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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,450 | $58,726+23.4% | $142,898-49.3% | $85,847-15.6% |
| Participation rate | 100.0% | 58.5%+41.5pp | 72.0%+28.0pp | 69.3%+30.7pp |
| Annual return | 14.56% | 27.73%-13.2pp | 5639.64%-5625.1pp | 318.61%-304.0pp |
| Employer contribution / active EE | $3,788 | $1,424+166.1% | $4,146-8.6% | $2,565+47.7% |
| Participant deferral / active EE | $4,687 | $2,609+79.7% | $3,838+22.1% | $3,952+18.6% |
| Admin fee / account holder | $381 | $4,234-91.0% | $6,560-94.2% | $6,261-93.9% |