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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,246 | $48,570+7.6% | $130,660-60.0% | $72,976-28.4% |
| Participation rate | 92.7% | 58.6%+34.1pp | 71.7%+20.9pp | 69.5%+23.2pp |
| Annual return | 21.54% | 38.63%-17.1pp | 1709.29%-1687.8pp | 81.02%-59.5pp |
| Employer contribution / active EE | $2,656 | $1,334+99.1% | $4,092-35.1% | $2,440+8.9% |
| Participant deferral / active EE | $3,374 | $2,384+41.5% | $3,603-6.4% | $3,608-6.5% |
| Admin fee / account holder | $7,260 | $3,549+104.6% | $5,463+32.9% | $5,124+41.7% |