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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,734 | $156,963-83.0% | $121,204-77.9% | $139,466-80.8% |
| Participation rate | 29.4% | 76.5%-47.0pp | 69.5%-40.1pp | 80.3%-50.9pp |
| Annual return | 14.35% | 1476.75%-1462.4pp | 987.18%-972.8pp | 373.66%-359.3pp |
| Employer contribution / active EE | $436 | $5,544-92.1% | $4,170-89.5% | $4,754-90.8% |
| Participant deferral / active EE | $475 | $4,848-90.2% | $4,083-88.4% | $6,712-92.9% |
| Admin fee / account holder | $9,220 | $6,953+32.6% | $5,651+63.2% | $11,409-19.2% |