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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,538 | $152,591-78.7% | $117,529-72.3% | $134,545-75.8% |
| Participation rate | 62.5% | 77.1%-14.6pp | 70.6%-8.1pp | 81.2%-18.7pp |
| Annual return | -14.18% | 53.04%-67.2pp | 29.77%-43.9pp | 418.37%-432.6pp |
| Employer contribution / active EE | $1,261 | $5,576-77.4% | $4,179-69.8% | $4,742-73.4% |
| Participant deferral / active EE | $1,038 | $4,821-78.5% | $4,072-74.5% | $6,401-83.8% |
| Admin fee / account holder | $11,789 | $7,004+68.3% | $5,645+108.8% | $11,431+3.1% |