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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,538 | $152,542-78.7% | $117,498-72.3% | $134,509-75.8% |
| Participation rate | 62.5% | 77.1%-14.6pp | 70.6%-8.1pp | 81.2%-18.7pp |
| Annual return | -14.18% | 53.02%-67.2pp | 29.75%-43.9pp | 418.13%-432.3pp |
| Employer contribution / active EE | $1,261 | $5,574-77.4% | $4,178-69.8% | $4,741-73.4% |
| Participant deferral / active EE | $1,038 | $4,819-78.5% | $4,071-74.5% | $6,400-83.8% |
| Admin fee / account holder | $11,789 | $7,006+68.3% | $5,646+108.8% | $11,427+3.2% |