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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,235 | $150,197+41.3% | $120,368+76.3% | $145,959+45.4% |
| Participation rate | 87.5% | 78.8%+8.7pp | 71.9%+15.6pp | 80.3%+7.2pp |
| Annual return | 6.92% | 154.26%-147.3pp | 107.26%-100.3pp | 561.95%-555.0pp |
| Employer contribution / active EE | $11,992 | $4,350+175.7% | $3,465+246.1% | $4,661+157.3% |
| Participant deferral / active EE | $5,408 | $6,174-12.4% | $4,991+8.3% | $6,689-19.2% |
| Admin fee / account holder | $50,342 | $12,216+312.1% | $9,429+433.9% | $13,398+275.7% |