See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PETER HASTINGS INVESTMENT MANAGEMEN Service code 26 · EIN 91-1216229 | Advisory (Participants) | $18,370 |
ALERUS FINANCIAL, N.A.4 years Service code 15 · EIN 45-6062081 | Recordkeeping | $5,626 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,262 | $58,264-6.9% | $86,612-37.4% | $71,457-24.1% |
| Participation rate | 24.2% | 65.0%-40.8pp | 71.7%-47.5pp | 67.9%-43.7pp |
| Annual return | 8.02% | 21.63%-13.6pp | 591.07%-583.1pp | 28.85%-20.8pp |
| Employer contribution / active EE | $524 | $2,574-79.6% | $3,022-82.7% | $2,588-79.8% |
| Participant deferral / active EE | $740 | $3,436-78.5% | $4,438-83.3% | $4,289-82.7% |
| Admin fee / account holder | $490 | $1,057-53.7% | $5,614-91.3% | $1,587-69.1% |