See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PETER HASTINGS INVESTMENT MANAGEMEN Service code 26 · EIN 91-1216229 | Advisory (Participants) | $20,235 |
ALERUS FINANCIAL, N.A.2 years Service code 15 · EIN 45-6060208 | Recordkeeping | $5,038 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,126 | $63,745-15.1% | $98,442-45.0% | $79,386-31.8% |
| Participation rate | 26.9% | 69.9%-43.0pp | 73.3%-46.5pp | 70.7%-43.8pp |
| Annual return | 23.12% | 625.80%-602.7pp | 1492.73%-1469.6pp | 116.85%-93.7pp |
| Employer contribution / active EE | $546 | $2,557-78.6% | $2,960-81.5% | $2,427-77.5% |
| Participant deferral / active EE | $808 | $3,303-75.5% | $4,276-81.1% | $4,046-80.0% |
| Admin fee / account holder | $468 | $516-9.2% | $5,949-92.1% | $626-25.3% |