Retirement plan

BLUE STAR GROWERS, INC. EMPLOYEES' QUALIFIED SAVINGS PLAN

Name: BLUE STAR GROWERS, INC. - BLUE STAR GROWERS, INC. EMPLOYEES' QUALIFIED SAVINGS PLAN (2016) Form 5500
Creator: BLUE STAR GROWERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BLUE STAR GROWERS, INC. EMPLOYEES' QUALIFIED SAVINGS PLAN, BLUE STAR GROWERS, INC.

BLUE STAR GROWERS, INC.EIN 91-0168410Plan #002PY 2016

P.O. BOX I - CASHMERE, WA 98815509-782-2922bluestargrowers.comLinkedIn201-500 employeesfood production

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$3.7M

+10.1% from 2015

Total participants

145

-22.0% from 2015

Average account balance

$73,388

+7.9% from 2015

Annual return

8.53%

+7.77 pp from 2015

Benchmarks

See 388 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants100-249

Cohort388 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$23K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

22.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$150K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$30429

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CETERA ADVISOR NETWORKS LLC1 year Filed as: CETERA ADVISOR NETWORKS, LLC Service code 27	Advisory (Plan)	$0
COMPENSATION CONSULTANTS, INC.1 year Service code 15 · EIN 91-0988389	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CORDEL, NEHER & CO., P.L.L.C.
Auditor EIN: 910950793
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$73,388

$50,643+44.9%

$106,619-31.2%

$55,167+33.0%

Participation rate

32.9%

65.6%-32.7pp

78.0%-45.1pp

69.0%-36.1pp

Annual return

8.53%

7.02%+1.5pp

9.42%-0.9pp

169.23%-160.7pp

Employer contribution / active EE

$1,626-100.0%

$3,947-100.0%

$1,963-100.0%

Participant deferral / active EE

$1,144

$2,208-48.2%

$3,930-70.9%

$3,054-62.5%

Admin fee / account holder

$488-100.0%

$6,418-100.0%

$504-100.0%

Provider

Service type

Compensation

CETERA ADVISOR NETWORKS LLC1 year

Filed as: CETERA ADVISOR NETWORKS, LLC

Service code 27

Advisory (Plan)

COMPENSATION CONSULTANTS, INC.1 year

Service code 15 · EIN 91-0988389

Recordkeeping

BLUE STAR GROWERS, INC. EMPLOYEES' QUALIFIED SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

BLUE STAR GROWERS, INC. EMPLOYEES' QUALIFIED SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion