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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,274 | $138,114-42.6% | $125,391-36.8% | $134,545-41.1% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | 1.36% | 750.88%-749.5pp | 572.41%-571.1pp | 418.37%-417.0pp |
| Employer contribution / active EE | $1,043 | $5,246-80.1% | $4,816-78.4% | $4,742-78.0% |
| Participant deferral / active EE | $3,898 | $7,801-50.0% | $7,448-47.7% | $6,401-39.1% |
| Admin fee / account holder | $1,131 | $11,570-90.2% | $10,009-88.7% | $11,431-90.1% |