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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,898 | $165,399-63.2% | $149,745-59.3% | $158,982-61.7% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 11.28% | 348.34%-337.1pp | 276.72%-265.4pp | 302.99%-291.7pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,172 | $7,183-55.8% | $6,843-53.6% | $5,983-47.0% |
| Admin fee / account holder | $790 | $10,811-92.7% | $9,312-91.5% | $11,252-93.0% |