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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,425 | $168,635+71.0% | $147,617+95.4% | $125,389+130.0% |
| Participation rate | 50.0% | 88.8%-38.8pp | 84.6%-34.6pp | 83.2%-33.2pp |
| Annual return | -0.73% | 77.65%-78.4pp | 61.98%-62.7pp | 282.24%-283.0pp |
| Employer contribution / active EE | $11,582 | $6,252+85.3% | $5,564+108.2% | $4,866+138.0% |
| Participant deferral / active EE | $5,119 | $5,507-7.1% | $4,895+4.6% | $5,352-4.4% |
| Admin fee / account holder | $100 | $13,580-99.3% | $11,612-99.1% | $9,541-99.0% |