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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,284 | $185,312-92.8% | $161,489-91.8% | $154,746-91.4% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 20.96% | 103.84%-82.9pp | 89.72%-68.8pp | 172.34%-151.4pp |
| Employer contribution / active EE | $2,281 | $4,769-52.2% | $4,268-46.6% | $4,379-47.9% |
| Participant deferral / active EE | $8,724 | $6,350+37.4% | $5,630+55.0% | $6,730+29.6% |
| Admin fee / account holder | $2,671 | $18,654-85.7% | $16,006-83.3% | $14,365-81.4% |