Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,379 | $88,585-92.8% | $69,884-90.9% | $134,532-95.3% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | -117.29% | 442.80%-560.1pp | 190.81%-308.1pp | 418.27%-535.6pp |
| Employer contribution / active EE | $1,087 | $3,235-66.4% | $2,560-57.5% | $4,741-77.1% |
| Participant deferral / active EE | $3,026 | $4,770-36.5% | $3,848-21.4% | $6,401-52.7% |
| Admin fee / account holder | $1,433 | $10,441-86.3% | $6,266-77.1% | $11,429-87.5% |