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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,762 | $156,398-36.9% | $147,318-33.0% | $138,895-28.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.78% | 78.75%-56.0pp | 70.43%-47.7pp | 145.39%-122.6pp |
| Employer contribution / active EE | $11,556 | $4,853+138.1% | $4,593+151.6% | $4,194+175.5% |
| Participant deferral / active EE | $8,643 | $8,237+4.9% | $7,906+9.3% | $6,396+35.1% |
| Admin fee / account holder | $1,018 | $14,976-93.2% | $13,708-92.6% | $12,562-91.9% |