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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,762 | $162,136-39.1% | $152,301-35.2% | $154,746-36.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 22.78% | 91.02%-68.2pp | 80.50%-57.7pp | 172.34%-149.6pp |
| Employer contribution / active EE | $11,556 | $4,890+136.3% | $4,624+149.9% | $4,379+163.9% |
| Participant deferral / active EE | $8,643 | $8,341+3.6% | $8,004+8.0% | $6,730+28.4% |
| Admin fee / account holder | $1,018 | $15,759-93.5% | $14,398-92.9% | $14,365-92.9% |