Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,394 | $43,730-9.9% | $121,220-67.5% | $64,173-38.6% |
| Participation rate | 42.4% | 58.3%-15.9pp | 71.8%-29.3pp | 69.6%-27.1pp |
| Annual return | -9.89% | 68.94%-78.8pp | 16.94%-26.8pp | 7.63%-17.5pp |
| Employer contribution / active EE | $0 | $1,297-100.0% | $4,023-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,678 | $2,281+17.4% | $3,345-19.9% | $3,470-22.8% |
| Admin fee / account holder | $2,139 | $3,502-38.9% | $5,021-57.4% | $4,887-56.2% |