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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,186 | $123,155-13.0% | $108,753-1.4% | $155,188-30.9% |
| Participation rate | 83.3% | 75.6%+7.7pp | 71.1%+12.2pp | 80.8%+2.5pp |
| Annual return | 18.27% | 44.73%-26.5pp | 37.47%-19.2pp | 148.84%-130.6pp |
| Employer contribution / active EE | $1,816 | $2,811-35.4% | $2,427-25.2% | $4,248-57.3% |
| Participant deferral / active EE | $2,933 | $4,623-36.6% | $4,115-28.7% | $6,531-55.1% |
| Admin fee / account holder | $3,036 | $12,126-75.0% | $10,320-70.6% | $14,480-79.0% |