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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,324 | $102,696-31.5% | $86,235-18.5% | $139,487-49.6% |
| Participation rate | 85.0% | 74.5%+10.5pp | 69.0%+16.0pp | 80.3%+4.7pp |
| Annual return | 17.55% | 1925.91%-1908.4pp | 1170.03%-1152.5pp | 373.84%-356.3pp |
| Employer contribution / active EE | $2,005 | $3,034-33.9% | $2,381-15.8% | $4,755-57.8% |
| Participant deferral / active EE | $3,014 | $4,679-35.6% | $3,987-24.4% | $6,713-55.1% |
| Admin fee / account holder | $1,654 | $8,667-80.9% | $6,856-75.9% | $11,407-85.5% |