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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,990 | $111,878-20.5% | $93,727-5.1% | $145,897-39.0% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 15.86% | 204.28%-188.4pp | 133.83%-118.0pp | 552.29%-536.4pp |
| Employer contribution / active EE | $1,923 | $3,092-37.8% | $2,421-20.6% | $4,663-58.8% |
| Participant deferral / active EE | $2,957 | $4,920-39.9% | $4,417-33.0% | $6,689-55.8% |
| Admin fee / account holder | $1,785 | $10,256-82.6% | $8,292-78.5% | $13,390-86.7% |