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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,186 | $124,980-14.2% | $108,359-1.1% | $154,746-30.7% |
| Participation rate | 83.3% | 75.2%+8.2pp | 70.1%+13.2pp | 80.7%+2.6pp |
| Annual return | 18.27% | 45.00%-26.7pp | 36.89%-18.6pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,816 | $2,851-36.3% | $2,399-24.3% | $4,379-58.5% |
| Participant deferral / active EE | $2,933 | $4,743-38.2% | $4,137-29.1% | $6,730-56.4% |
| Admin fee / account holder | $3,036 | $11,502-73.6% | $9,741-68.8% | $14,365-78.9% |