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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,584 | $72,404-50.9% | $110,243-67.7% | $64,173-44.6% |
| Participation rate | 64.3% | 73.3%-9.1pp | 79.8%-15.5pp | 69.6%-5.3pp |
| Annual return | -7.36% | -6.29%-1.1pp | 314.76%-322.1pp | 7.63%-15.0pp |
| Employer contribution / active EE | $1,079 | $2,282-52.7% | $3,827-71.8% | $2,381-54.7% |
| Participant deferral / active EE | $4,394 | $3,469+26.7% | $4,672-6.0% | $3,470+26.6% |
| Admin fee / account holder | $1,249 | $5,664-77.9% | $8,548-85.4% | $4,887-74.4% |