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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,294 | $78,707-56.4% | $117,861-70.9% | $70,126-51.1% |
| Participation rate | 71.0% | 73.2%-2.2pp | 79.7%-8.7pp | 69.5%+1.4pp |
| Annual return | 1.98% | 23.30%-21.3pp | 335.11%-333.1pp | 73.15%-71.2pp |
| Employer contribution / active EE | $999 | $2,223-55.1% | $3,786-73.6% | $2,343-57.4% |
| Participant deferral / active EE | $3,762 | $3,297+14.1% | $4,482-16.1% | $3,332+12.9% |
| Admin fee / account holder | $22,543 | $5,066+345.0% | $8,021+181.1% | $4,645+385.3% |