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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,505 | $175,231-47.2% | $149,696-38.2% | $139,466-33.7% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 25.63% | 166.77%-141.1pp | 134.46%-108.8pp | 373.66%-348.0pp |
| Employer contribution / active EE | $2,040 | $5,478-62.8% | $4,821-57.7% | $4,754-57.1% |
| Participant deferral / active EE | $8,533 | $6,521+30.8% | $5,682+50.2% | $6,712+27.1% |
| Admin fee / account holder | $1,661 | $16,155-89.7% | $13,212-87.4% | $11,409-85.4% |