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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,813 | $167,362-55.3% | $143,799-48.0% | $134,532-44.4% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -21.80% | 0.47%-22.3pp | -0.04%-21.8pp | 418.27%-440.1pp |
| Employer contribution / active EE | $1,775 | $5,620-68.4% | $4,952-64.2% | $4,741-62.6% |
| Participant deferral / active EE | $6,139 | $6,447-4.8% | $5,638+8.9% | $6,401-4.1% |
| Admin fee / account holder | $15,530 | $18,094-14.2% | $14,677+5.8% | $11,429+35.9% |