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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,168 | $81,457-72.8% | $103,378-78.6% | $80,911-72.6% |
| Participation rate | 78.6% | 66.8%+11.7pp | 74.5%+4.1pp | 67.6%+10.9pp |
| Annual return | 16.88% | 25.58%-8.7pp | 24.91%-8.0pp | 35.63%-18.8pp |
| Employer contribution / active EE | $2,214 | $3,107-28.7% | $3,870-42.8% | $2,756-19.7% |
| Participant deferral / active EE | $29 | $3,871-99.3% | $5,058-99.4% | $4,297-99.3% |
| Admin fee / account holder | $825 | $6,717-87.7% | $8,401-90.2% | $6,935-88.1% |