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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,994 | $190,879-94.8% | $160,009-93.8% | $134,532-92.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -11.42% | 552.63%-564.1pp | 408.85%-420.3pp | 418.27%-429.7pp |
| Employer contribution / active EE | $1,744 | $4,995-65.1% | $4,225-58.7% | $4,741-63.2% |
| Participant deferral / active EE | $2,584 | $6,924-62.7% | $6,183-58.2% | $6,401-59.6% |
| Admin fee / account holder | $1,212 | $10,495-88.4% | $8,715-86.1% | $11,429-89.4% |