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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,753 | $102,609-86.6% | $98,090-86.0% | $138,895-90.1% |
| Participation rate | 93.3% | 82.8%+10.6pp | 81.5%+11.8pp | 79.9%+13.4pp |
| Annual return | 16.73% | 36.44%-19.7pp | 37.05%-20.3pp | 145.39%-128.7pp |
| Employer contribution / active EE | $957 | $3,867-75.2% | $3,606-73.5% | $4,194-77.2% |
| Participant deferral / active EE | $2,763 | $8,167-66.2% | $7,845-64.8% | $6,396-56.8% |
| Admin fee / account holder | $426 | $11,434-96.3% | $11,815-96.4% | $12,562-96.6% |