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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $34,370 |
CETERA ADVISOR NETWORKS LLC1+ years Filed as: CETERA ADVISOR NETWORKS INSURANCE S Service code 49 · EIN 33-0232417 | Other Services | $12,184 |
WILSHIRE ASSOCIATES INCORPORATED1+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,632 | $72,770-74.4% | $67,652-72.5% | $55,191-66.2% |
| Participation rate | 92.8% | 78.8%+14.0pp | 75.7%+17.1pp | 69.2%+23.6pp |
| Annual return | 14.95% | -3.26%+18.2pp | 6625.04%-6610.1pp | 10.78%+4.2pp |
| Employer contribution / active EE | $1,201 | $1,769-32.1% | $2,266-47.0% | $1,899-36.7% |
| Participant deferral / active EE | $2,659 | $3,408-22.0% | $3,560-25.3% | $3,046-12.7% |
| Admin fee / account holder | $79 | $79+0.5% | $4,821-98.4% | $91-12.8% |