Retirement plan

DRA 401(K) PLAN

Name: DRA AMERICAS, INC. - DRA 401(K) PLAN (2016) Form 5500
Creator: DRA AMERICAS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DRA 401(K) PLAN, DRA AMERICAS, INC.

DRA AMERICAS, INC.EIN 90-0997234Plan #001PY 2016

4000 TOWN CENTER BLVD., SUITE 200 - CANONSBURG, PA 15317724-754-9800

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$22.1M

-5.6% from 2015

Total participants

441

+20.2% from 2015

Average account balance

$53,761

-34.0% from 2015

Annual return

12.50%

+13.52 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$157K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$259K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6065

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK2+ years Service code 27 · EIN 04-2675571	Advisory (Plan)	$51,767
DUNBAR, BENDER & ZAPF, INC.1 year Filed as: DUNBAR BENDER & ZAPF, INC. Service code 15 FRICK BUILDING, SUITE 1100 · PITTSBURGH, PA 15219	Recordkeeping	$26,853
ASCENSUS LLC2+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754	Recordkeeping	$17,433
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: GREAT-WEST LIFE & ANNUITY INS CO Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping	$1,113

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$91K

$458 / participant

Investment mgmt$52K56.8%
Contract admin$23K25.0%
Other / not subdivided$17K18.2%

% of EOY assets

0.412%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOROVITZ, RUDOY AND ROTEMAN, LLC
Auditor EIN: 251031723
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,761

$75,183-28.5%

$123,894-56.6%

$55,167-2.5%

Participation rate

84.9%

72.8%+12.1pp

81.4%+3.5pp

69.0%+15.9pp

Annual return

12.50%

19.01%-6.5pp

47.52%-35.0pp

169.23%-156.7pp

Employer contribution / active EE

$1,777

$2,823-37.1%

$4,617-61.5%

$1,963-9.4%

Participant deferral / active EE

$5,130

$5,084+0.9%

$5,984-14.3%

$3,054+68.0%

Admin fee / account holder

$222

$663-66.6%

$8,357-97.3%

$504-56.0%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK2+ years

Service code 27 · EIN 04-2675571

Advisory (Plan)

$51,767

DUNBAR, BENDER & ZAPF, INC.1 year

Filed as: DUNBAR BENDER & ZAPF, INC.

Service code 15

FRICK BUILDING, SUITE 1100 · PITTSBURGH, PA 15219

Recordkeeping

$26,853

ASCENSUS LLC2+ years

Filed as: ASCENSUS

Service code 15 · EIN 11-3665754

Recordkeeping

$17,433

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: GREAT-WEST LIFE & ANNUITY INS CO

Service code 15

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping

$1,113

DRA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DRA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion