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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,081 | $162,785-61.9% | $133,959-53.7% | $158,950-60.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.62% | 41.94%-28.3pp | 45.09%-31.5pp | 302.91%-289.3pp |
| Employer contribution / active EE | $5,244 | $4,975+5.4% | $3,919+33.8% | $4,762+10.1% |
| Participant deferral / active EE | $5,217 | $5,910-11.7% | $5,047+3.4% | $5,983-12.8% |
| Admin fee / account holder | $20,230 | $11,738+72.3% | $8,928+126.6% | $11,248+79.9% |