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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,020 | $162,136+25.2% | $152,301+33.3% | $154,746+31.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.58% | 91.02%-79.4pp | 80.50%-68.9pp | 172.34%-160.8pp |
| Employer contribution / active EE | $15,960 | $4,890+226.4% | $4,624+245.1% | $4,379+264.5% |
| Participant deferral / active EE | $16,114 | $8,341+93.2% | $8,004+101.3% | $6,730+139.4% |
| Admin fee / account holder | $18,100 | $15,759+14.9% | $14,398+25.7% | $14,365+26.0% |