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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,811 | $148,623+20.3% | $135,974+31.5% | $139,466+28.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.55% | 79.30%-67.7pp | 68.30%-56.8pp | 373.66%-362.1pp |
| Employer contribution / active EE | $2,109 | $5,246-59.8% | $4,859-56.6% | $4,754-55.6% |
| Participant deferral / active EE | $21,155 | $8,103+161.1% | $7,760+172.6% | $6,712+215.2% |
| Admin fee / account holder | $18,084 | $12,406+45.8% | $10,767+68.0% | $11,409+58.5% |