Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,357 | $62,586-94.6% | $76,766-95.6% | $64,181-94.8% |
| Participation rate | 34.1% | 72.8%-38.7pp | 77.0%-42.8pp | 69.6%-35.4pp |
| Annual return | 0.00% | -1.95%+1.9pp | 2.43%-2.4pp | 7.63%-7.6pp |
| Employer contribution / active EE | $502 | $1,832-72.6% | $2,485-79.8% | $2,381-78.9% |
| Participant deferral / active EE | $925 | $3,145-70.6% | $3,851-76.0% | $3,470-73.3% |
| Admin fee / account holder | $392 | $4,667-91.6% | $6,675-94.1% | $4,887-92.0% |