Filed December 14, 2018
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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $75 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,143 | $37,196-53.9% | $154,114-88.9% | $55,725-69.2% |
| Participation rate | 16.8% | 64.1%-47.3pp | 83.0%-66.3pp | 70.9%-54.1pp |
| Annual return | 70.89% | 1319.68%-1248.8pp | 735.16%-664.3pp | 244.93%-174.0pp |
| Employer contribution / active EE | $0 | $1,614-100.0% | $5,298-100.0% | $2,078-100.0% |
| Participant deferral / active EE | $1,179 | $2,068-43.0% | $5,081-76.8% | $3,356-64.9% |
| Admin fee / account holder | $1 | $102-99.3% | $13,411-100.0% | $115-99.4% |