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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,287 | $50,947-48.4% | $74,549-64.7% | $64,173-59.0% |
| Participation rate | 78.0% | 61.1%+16.9pp | 69.1%+8.9pp | 69.6%+8.4pp |
| Annual return | -16.10% | -1.85%-14.2pp | 32.53%-48.6pp | 7.63%-23.7pp |
| Employer contribution / active EE | $1,081 | $1,115-3.1% | $1,961-44.9% | $2,381-54.6% |
| Participant deferral / active EE | $4,407 | $2,302+91.5% | $3,108+41.8% | $3,470+27.0% |
| Admin fee / account holder | $2,584 | $4,221-38.8% | $5,059-48.9% | $4,887-47.1% |