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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,063 | $167,504-66.5% | $151,628-63.0% | $134,509-58.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -22.47% | 7.81%-30.3pp | 3.34%-25.8pp | 418.13%-440.6pp |
| Employer contribution / active EE | $10,035 | $6,828+47.0% | $6,165+62.8% | $4,741+111.7% |
| Participant deferral / active EE | $25,575 | $8,985+184.6% | $8,363+205.8% | $6,400+299.6% |
| Admin fee / account holder | $4,976 | $13,779-63.9% | $11,613-57.1% | $11,427-56.5% |