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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,574 | $58,888-73.6% | $178,498-91.3% | $73,493-78.8% |
| Participation rate | 81.2% | 66.2%+15.0pp | 81.9%-0.7pp | 70.7%+10.5pp |
| Annual return | 102.99% | 24.86%+78.1pp | 151.09%-48.1pp | 28.51%+74.5pp |
| Employer contribution / active EE | $0 | $2,236-100.0% | $5,011-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $7,428 | $2,568+189.3% | $5,202+42.8% | $3,740+98.6% |
| Admin fee / account holder | $1,039 | $400+159.6% | $13,985-92.6% | $513+102.6% |