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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,375 | $58,600-37.9% | $83,327-56.3% | $64,173-43.3% |
| Participation rate | 95.6% | 72.0%+23.6pp | 77.8%+17.8pp | 69.6%+26.0pp |
| Annual return | -9.13% | 9.66%-18.8pp | 10.64%-19.8pp | 7.63%-16.8pp |
| Employer contribution / active EE | $5,174 | $2,098+146.6% | $3,379+53.1% | $2,381+117.3% |
| Participant deferral / active EE | $7,276 | $4,656+56.3% | $5,565+30.7% | $3,470+109.7% |
| Admin fee / account holder | $2,568 | $9,282-72.3% | $7,540-65.9% | $4,887-47.4% |