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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,594 | $64,359-50.9% | $90,161-65.0% | $70,126-54.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 22.52% | 28.13%-5.6pp | 34.89%-12.4pp | 73.15%-50.6pp |
| Employer contribution / active EE | $3,989 | $2,046+95.0% | $3,318+20.2% | $2,343+70.3% |
| Participant deferral / active EE | $7,872 | $4,389+79.4% | $5,287+48.9% | $3,332+136.3% |
| Admin fee / account holder | $1,780 | $3,945-54.9% | $5,943-70.1% | $4,645-61.7% |