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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,426 | $102,696-73.3% | $86,235-68.2% | $139,487-80.3% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.0%-19.0pp | 80.3%-30.3pp |
| Annual return | 23.10% | 1925.91%-1902.8pp | 1170.03%-1146.9pp | 373.84%-350.7pp |
| Employer contribution / active EE | $873 | $3,034-71.2% | $2,381-63.4% | $4,755-81.6% |
| Participant deferral / active EE | $1,642 | $4,679-64.9% | $3,987-58.8% | $6,713-75.5% |
| Admin fee / account holder | $188,878 | $8,667+2079.3% | $6,856+2655.1% | $11,407+1555.8% |